Contact Information for Resources Mentioned

The three national credit reporting agencies:

Equifax
800.685.1111
www.equifax.com

TransUnion
800.916.8800
www.transunion.com

Experian
888.397.3742
www.experian.com

To opt out of receiving Unsolicited credit card solicitations:

1.888.5OPTOUT

To obtain a free credit report:

www.AnnualCreditReport.com
Tel:  877.322.8228

Credit Report Information:

Fair Isaac Company
www.myfico.com

Mortgage Educational Sites:

In 1938, the Federal government established Fannie Mae to expand the flow of mortgage money by creating a secondary market. Fannie Mae was authorized to buy Federal Housing Administration (FHA)-insured mortgages, thereby replenishing the supply of lendable money.

In 1968, Fannie Mae became a private company operating with private capital on a self-sustaining basis.  Its role was expanded to buy mortgages beyond traditional government loan limits, reaching out to a broader cross-section of Americans.

Fannie Mae
www.fanniemae.com

Freddie Mac was chartered by Congress  in 1970 as a private company with a single purpose: to provide a continuous and low-cost source of capital to finance America's housing.

Freddie Mac
www.freddiemac.com

Federal Trade Commission

Consumer Response Center
877.382.4357

ID theft affidavit:
www.consumers.gov/idtheft

To obtain a list of Credit Counselors:

United States Department of Justice
www.usdoj.gov/ust

National Foundation for Credit Counseling
www.nfcc.org